Individual Retirement Accounts (IRA)

IRA’s are a powerful tool to help build your retirement savings. IRA’s offer either tax-deferred or tax-free earnings growth until they are distributed, and some contributions may be tax-deductible as well. These special tax features can result in significantly larger savings than what you could achieve with ordinary savings accounts. We have both IRA Term Share Certificates and IRA Share Accounts.

Note that all of the information provided on this page regarding IRAs is general information only and not intended as tax advice. For advice please consult a tax professional.

Traditional IRA Share Accounts

  • Add to the account up to the maximum yearly allowance
  • Low $5 minimum to get started
  • Competitive Variable Rates

Traditional IRA Term Share Certificate

  • 12-month Term
  • Requires a $500 minimum balance to open
  • Additional deposits of $100 or more can be made after open date
  • Competitive Fixed Rates

Roth IRA Share Accounts

  • Add to the account up to the maximum yearly allowance
  • Low $5 minimum to get started
  • Competitive Variable Rates

Roth IRA Term Share Certificate

  • 12-month Term
  • Requires a $500 minimum balance to open
  • Additional deposits of $100 or more can be made after open date
  • Competitive Fixed Rates
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