Personal Loans


Signature Loan

Loans available from $500 to $15,000

  • Perfect for debt consolidation
  • No collateral required
  • Terms up to 60 months
  • No pre-payment penalty

Signature Loan Rates

APR* As Low As Terms Up To
9.99% 36 Months
10.99% 48 Months
11.99% 60 Months

Line of Credit

Lines of credit available from $500 to $15,000

  • Convenient access anytime you need it
  • Use as overdraft protection
  • Only pay on what you borrow

Line of Credit Rates

APR* As Low As Terms Up To
12.00% N/A

Quick Cash Loan

What is Quick Cash? Quick Cash is our low cost solution for those unpredictable times when you need to borrow a small amount of cash for emergencies or for other costs that come up unexpectedly.

The best part about our Quick Cash Loan is that you can get up to $500 the same day with No Credit Check!

Quick Cash Loan Requirements

  1. $20 Application Fee (Fee will be debited from your account).

  2. Member for at least 3 months.

  3. Two most current pay stubs faxed along with your application.

  4. Must be a primary member to apply.

  5. You can only have 3 quick cash loans per 6 months period.

Here is an article written by our partners at Nerdwallet on the dangers of payday lenders.

How Payday Loans Can Become a Debt Trap


Apply online, in the branch or over the phone at 909-882-2911.

Other Rates & Terms Available

*APR=Annual Percentage Rate. Actual rate and term may vary based on credit worthiness and FICO score. Rates are subject to change without notice. Rates may not apply to current loans financed at Thinkwise Federal Credit Union. Restrictions may apply, see Credit Union for details.