Convenience Services

Visit Thinkwise Credit Union, anytime day or night, for state-of-the-art convenience and services designed to make your life easier.


Card controls in the palm of your hand with FREE MobiMoney.

  • Turn your card(s) ON and OFF
  • Receive instant alerts on your mobile device
  • Set merchant preferences and threshold amounts
  • Limit usage based on location
  • and more

Home Banking

Manage your Thinkwise accounts through the Internet, 24 hours a day. View check images and deposit history, make transfers and loan payments. Enjoy easy access to many self-service features including online bill payment, check reorders and stop payments.

For maximum personal money management, download your account data into personal finance software such as Quicken® and Microsoft Money®.

To access Home Banking, simply enter your private Audio Teller password. It’s that easy.  If you are a first-time user, you will be prompted to enter your Audio Teller password.  Once you log on, you will be prompted to change your password.

Virtual StrongBox

My Virtual StrongBox is a secure online safe deposit box where Thinkwise members can store their sensitive documents, such as wills and loan forms.  Conveniently accessible from within It’s Me 247 via a Single Sign-On (SSO), members can also receive secure documents, like e-receipts, following in-branch transactions with Thinkwise Member Service Representatives, and receive an email notification when it arrives.  Thinkwise Credit Union members can even share their documents with others by sending a secure link.


Bill Payer

Now you can pay all your bills online! Thinkwise’s Bill Payer is free of charge to all members with a checking account.

That’s right! Make unlimited payments for free online.

Audio Teller

Our Audio Teller service gives you free and easy access to your accounts 24-hours a day, every day. Obtain account information quickly from the comfort of your home or office. Check balances, make account inquiries, obtain account histories, transfer funds, make withdrawals and more!  To reach Audio Teller, call (909) 882-6471 or Toll-Free at 1-(888) 413-4981.

VISA Check Debit Card

Use your VISA Check Debit Card for everyday purchases at over 14 million locations displaying the VISA logo worldwide.

Instead of building a credit balance, your purchase amount is withdrawn from your checking account. Skip the hassle of check approval and pay no finance charges with your Thinkwise VISA Check Debit Card .

You can also use your VISA Check Debit Card to withdraw cash at your favorite ATMs or make convenient deposits at thousands of CO-OP ATM locations at participating credit unions and at supermarkets, around the corner and around the country.

To locate a proprietary Thinkwise Credit Union ATM, click here. To find a CO-OP ATM near you, call 1-888-748-3266 or click here.

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