Vehicle Loans

Drive It Forward

Get an auto loan and we’ll donate $50 to your school of choice.


New lab equipment, fresh art supplies, or a magazine subscription…
When can an auto loan make a difference? When it comes from Thinkwise Credit Union. As the credit union committed to the educational community, everything we do is to help serve you and your interests.

Now, we’ve built an auto loan that is a win-win for you and your favorite school:
  • New or used purchases and refinances1
  • Rates as low as 2.29% APR*

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Pack on the Perks

Thinkwise Credit Union offers you a great auto loan with low interest and flexible terms, but we don’t stop there! We pack on the perks for more smile per mile.

Get your new/used auto loan between May 31 and August 31:

  • We will purchase a AAA membership* for you

  • OR, we will give you cash toward your AAA renewal* if you have a membership

  • Plus, get a $50 gas card* with your vehicle purchase when you use our free car- buying service, Auto Expert

*AAA membership and gas card offers only apply to auto loans funded between May 31, 2019, and August 31, 2019.   Annual percentage rate (APR), term, and limit may vary and will be subject to the applicant’s credit history.  All loans subject to approval.  Interest accrues from the date of loan funding.  This offer does not apply to current loans financed at Thinkwise Credit Union.  Open to individuals eligible for membership.  This promotional program may be terminated at any time.

New and Used Auto Loan Rates

APR* As Low As Terms Up To
2.29% 36 Months
2.49% 48 Months
2.99% 60 Months
3.49% 72 Months
3.99% 84 Months

1Refinance offer does not apply to current loans financed at Thinkwise Credit Union.

*APR=Annual Percentage Rate.  Rates, terms, and limits may vary and will be subject to applicant’s credit history.   Minimum loan amount is $5,000.  Monthly payment example:  $21.80 per $1,000 borrowed at 2.25% with a 48 month term.