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Savings Accounts

Thinkwise Credit Union offers a full range of savings and investment options to bring your financial goals within reach in all stages of life. A Share Savings Account is the key to your membership at Thinkwise Credit Union. A minimum initial deposit of $25.00 is all that is needed to join and maintain lifetime access to member benefits.

  • No monthly service fees
  • Low opening deposit
  • Interest earning account
  • Free access to Home Banking
  • Free access to our Audio Teller
  • Access to over 30,000 Co-Op ATMs nationwide
  • Federally insured by NCUA

Beat the holiday blues with a special account that earns dividends and is ready when you need it. Your funds will be transferred to your regular share account early enough in the season to beat the “holiday rush.” No minimum opening balance is required.

Generation Thinkwise - Youth Shares

Made for those who need spending flexibility, these are preset amounts that can be accessed at any time. Now introducing our Gen T Youth Accounts! Available as savings only, or savings and checking, show your Youth how it pays to save.

We offer:

  • No monthly service fees
  • $25 opening deposit
  • Debit cards available for ages 13 and up*

Generation Thinkwise - Youth Term Share Account

Investing for your child’s future has never been more affordable. We have designed a 12-month term share just for Gen T accounts that earn as much as a normal term share rate.

We offer:

  • Low minimum opening balance of $100
  • Additional deposits in increments of $25 or more at any time
  • Competitive term share rate

A Money Market Account is a safe and convenient investment vehicle that can earn a higher rate of return than a regular Share Savings Account and give you more liquidity than a Term Share Certificate.

  • No minimum balance required
  • ATM access to funds through Visa Debit Card or ATM Card
  • No minimum withdrawal amount required

*Custodian on account assumes all responsibility for debit transactions.