Home Loans


1st Mortgage

Schedule an appointment with a Personal Account Advisor, today.

A personal account advisor can help with:

  • New purchase
  • Refinancing a current loan
  • Cash out transactions

What to bring with you:

  • Copy of purchase agreement if property is already picked out
  • Last 2 most recent pay stubs
  • Last 2 years tax returns all schedules and all pages
  • Previous year’s W-2
  • Last 2 bank statements (all pages)
  • Last investment statements (all pages)
  • Copy of the cased EMD (Earnest Money) check (Front and Back)
  • Include the bank statement showing EMD funds have been cleared.

Find a housing counselor:

Housing counselors throughout the country can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. Using the search box below, you can find one near you. The counseling agencies on this list are approved by the U.S. Department of Housing and Urban Development (HUD) and they can offer independent advice about whether a particular set of mortgage loan terms is a good fit based on your objectives and circumstances, often at little or no cost to you. This list will show you several approved agencies in your area.


Home Equity Loan

Borrow up to 90% of the equity in your home

  • Fixed rate and closed-end term
  • Perfect for home improvement or remodeling your home
  • Can be used for educational cost and debt consolidation
  • Terms up to 20 years
  • Interest payments may be tax deductible (consult your tax expert)
  • Low fees

What to bring with you it you’re planning on refinancing:

  • Last 2 most recent pay stubs
  • Last 2 years tax returns all schedules and all pages
  • Previous year’s W-2
  • Last 2 bank statements (all pages)
  • Last investment statements (all pages)
  • Copy of HOI (Home Owner’s Insurance) declaration page
  • Copy of most recent mortgage statement (all mortgages)
  • Most recent tax bill
  • Copy of Driver’s License

Home Equity Line of Credit (Heloc)

Borrow up to 90% of the equity in your home

  • Adjustable rates
  • Perfect for home improvements and education costs
  • Great for debt consolidation
  • Interest payments may be tax deductible (consult your tax expert)
  • Terms up to 15 years
  • Draw period of 5 years