Travel rewards
1.25%
Equivalent travel rewards value on eligible spending.
1 point = 1.25¢
2,500 points = $31.25 in travel value.
ScoreCard® Visa Rewards
Earn points on eligible purchases with your Thinkwise Gold Points Visa Credit Card. Log in to view your rewards balance, explore the catalog, and redeem your points.
More ways to enjoy your Gold rewards
Enhanced travel and merchandise redemption values are on the way, along with new options for statement credits and ACH deposits.
1 point / $1
Earn 1 point for every $1 in eligible purchases with your Thinkwise Gold Points Visa Credit Card.
Merchandise rewards
1.00%
Equivalent merchandise rewards value on eligible spending.
1 point = 1.00¢
2,500 points = $25.00 in merchandise value.
Cash redemption options
More flexibility
Redeem points for a credit to your card statement or an ACH deposit.
See the cash rewards catalog for available amounts and required points beginning January 1, 2027.
Travel and merchandise percentages reflect redemption value at an earning rate of 1 point per $1 in eligible purchases. They are not cash back percentages. Examples illustrate point conversion; available awards and required points are shown in the ScoreCard catalog. New redemption options and values are scheduled to begin January 1, 2027.
ScoreCard FAQs
What is changing on January 1, 2027?
Gold Points Visa cardholders will receive enhanced travel and merchandise redemption values and new cash redemption options through statement credits and ACH deposits. Debit cards will stop earning ScoreCard points, with debit rewards redemption available through February 28, 2027.
How long do I have to redeem my debit rewards?
The debit rewards redemption period ends February 28, 2027. Please sign in to your ScoreCard account to review your balance and redeem by that date.
Will my Gold Points Visa continue earning rewards?
Yes. The Gold Points Visa Credit Card will continue earning 1 point per $1 in eligible purchases. The debit rewards closure does not end the Gold card rewards program.
How do I check my balance and redeem points?
Visit ScoreCardRewards.com to register or sign in, view your available points, and explore redemption options.
Which purchases earn points?
Points are based on qualifying net purchases, after returns and related credits, while your account is in good standing. Cash advances, balance transfers, fees, and unauthorized or fraudulent charges do not earn points. Refer to your program terms for eligibility requirements.
Who can help with a rewards redemption?
Contact ScoreCard Award Headquarters at (800) 854-0790 or visit the contact section of the ScoreCard website.
Your next reward starts here.
View your balance and explore available rewards.
Rewards apply to eligible purchases and are subject to program terms. Cash redemption options beginning January 1, 2027 apply to the Gold Points Visa Credit Card only. See the ScoreCard website for complete terms and redemption requirements.
*Restrictions apply. Cash back and statement credit applies to credit cards only. For full details see disclosures and agreements within the Scorecard website.