Holiday Promotions

We're here for the Holidays.

It’s back! Apply for a Holiday Loan today.

We offer:

  • Rates as low as 7.99%*

  • Amounts up to $5,000

  • Quick decision and same-day funding

  • Extra cash in your pocket, without the extra stress!

Click the button below to start your application.

*Offer valid October 1, 2025 - December 31st, 2025. APR = annual percentage rate. Actual APR determined at the time of loan disbursement, based on individual credit information. Loans up to 36 months, amounts of $5,000.00. Funds cannot be used to pay off existing Thinkwise loans. Federally insured by the NCUA.

Holiday Rewards

For a limited time, get 3% cash back when you shop with your Thinkwise Cash Rewards VISA!

Don’t have a Cash Rewards card? Apply today for an extra rewarding Holiday Season. Click the button below to get started.

*Offer valid October 1, 2025 - December 31st, 2025. Cash back on qualifying purchases only. Federally insured by the NCUA.