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Routing Number: 322282616
Whether you want rewards, cash back, a lower fixed rate, or a way to build credit, Thinkwise Credit Union has a card designed for you — all with no annual fee.
Make it easy for members to compare cards quickly without reading through long sections of copy.
Every core Thinkwise card option promotes no annual fee, making the lineup easier to understand and easier to sell.
Highlight fraud protection up front so members do not have to hunt for it in disclosures.
Reinforce that members can use their card at millions of locations worldwide.
Bring modern card convenience higher on the page instead of burying it in body copy.
Build or rebuild your credit with confidence using a secured Gold Points or Cash Rewards card, with deposits starting as low as $250. As you demonstrate responsible use and on-time payments, you may become eligible to graduate to an unsecured card with increased flexibility, higher limits, and continued rewards benefits.
Apply in minutes and choose the option that works best for you—online, in branch, or by phone.
The Gold Points VISA® is positioned for members who want points they can redeem toward travel, gift cards, and merchandise. The Cash Rewards VISA® is better for members who prefer straightforward cash back.
The Platinum VISA® is the best fit for members focused on a low fixed rate, with a rate as low as 8.99% based on the current page content.
Yes. Secured Gold Points and Secured Cash Rewards cards are available. A secured Platinum card is not available at this time.
Eligible cards list credit limits up to $25,000.
Members can apply online, in the branch, or over the phone. The page should make those three paths easy to find without scrolling to the bottom.
For more information, please see our disclosures and agreements. *Cash back restrictions apply.
