Adventure Financing

Recreational & Motorcycle Loans

Whether you're shopping for an RV, boat, watercraft, or motorcycle, Thinkwise Credit Union can help you finance your next adventure with flexible terms, local service, and a simple application process.

Apply for a Recreational Loan View Rates

Why members choose Thinkwise

  • Finance recreational vehicles, watercraft, and motorcycles in one convenient place.
  • Get pre-approved before you shop so you can move faster when you find the right ride.
  • Protection options may be available on most eligible models for added peace of mind.

Choose the loan that fits your ride

From weekend toys to major recreational purchases, we offer financing options built around the way you ride, tow, camp, or cruise.

RVs • Boats • Watercraft

Recreational & Watercraft Loans

Get pre-approved before you shop and finance your next recreational purchase with terms designed for larger-ticket vehicles and equipment.

Up to 180 months Flexible repayment terms on qualifying recreational and watercraft loans
Up to 90% Financing available on qualifying purchases*
  • Designed for RV, boat, and watercraft purchases.
  • Pre-approval helps you shop with confidence.
  • Guaranteed Asset Protection and Warranty Protection plans available on most models.
Apply for Recreational Financing View Rates
Street • Cruiser • Touring

Motorcycle Loans

Ready to get out on the road? Our motorcycle financing gives you a straightforward way to apply before you head to the dealership or seller.

Up to 72 months Flexible repayment terms for qualifying motorcycles
Up to 90% Financing available on qualifying purchases*
  • Built for members buying a motorcycle for commuting or fun.
  • Apply online before you shop to save time.
  • GAP and Warranty Protection plans may be available, subject to make and model.
Apply for Motorcycle Financing View Rates

What makes the process easier

We kept this page clean and simple so members can quickly understand what to expect.

Pre-Approval First

Start with your financing before shopping so you can focus on finding the right fit.

Flexible Terms

Choose repayment structures that better align with the type of vehicle you are buying.

Protection Options

Eligible loans may include access to protection products for added peace of mind.

Local Service

Work with a local credit union team that understands member service and practical lending.

How to get started

Applying is quick, and getting pre-approved before you shop can make the buying process much smoother.

1

Apply online

Start your application online with Thinkwise CU and tell us what type of recreational or motorcycle loan you need.

2

Get pre-approved

Know your financing range before you shop so you can move quickly when you find the RV, boat, watercraft, or motorcycle you want.

3

Finalize your loan

Once you choose your vehicle, we’ll help complete the financing so you can get on the road or water with confidence.

Ready to finance your next adventure?

Apply online, visit a branch, or call Thinkwise Credit Union to get started with recreational, watercraft, or motorcycle financing.

Apply Now Call (909) 882-2911
* Including tax, license, and protection plan.
APR = Annual Percentage Rate. Loans subject to approval. Terms and conditions subject to change without notice. Rates may vary based on credit history and other underwriting factors.